Simplify your Home Remodel with Buildertrend Financing
At Barden Home Builders, we understand that financing a home renovation can be challenging. That’s why we’ve partnered with Buildertrend Financing and Nelnet Bank to offer our clients a seamless, integrated solution that aligns with their project needs.
Option 1
6-Month Same as Cash
No interest if paid in full within 6 months.
Option 2
Monthly Payments
5 to 15-year loan with rates starting at 7.49%
The Flexible Loan Process
See Your Offers
When you click the “Explore Flexible Loan Options” button, you’ll see potential offers with no hard credit check in minutes. Once you complete your application online (no paperwork required), you’ll receive more information.
Get Qualified & Sign for Your Funds
Once you select an offer that works for you, we’ll ask you to complete bank qualification steps and sign your loan documents. Once signed, your funds are available for use!
Approving Disbursements
As we reach project milestones you will get a text message from the bank to authorize a disbursement of payment to Barden Home Builders. Follow the instructions in that text to complete that transaction. There is no need for any extra work on your part, Nelnet Bank (Member FDIC) will send funds directly to Barden Home Builders.
Managing the Loan
You will receive an email with steps to log into the Nelnet Bank Portal to view your loan and manage repayment. There are many repayment options available including auto-pay
Loan Details
6-Month Same as Cash
The 6-Month Same as Cash option is very popular for homeowners looking to get just a little extra help to create the remodel of their dreams. It’s a no-interest or monthly payment loan that lets you enjoy the flexibility of arranging payments anytime within a year of receiving the loan.
No hard credit checks, no down payments, and loans are up to $150,000. Interest accrues at 24.99% APR, but is waived if paid in full within 180 days.*
*No minimum monthly payment requirement and no interest for the first 6 months (180 days) from the date funds are first disbursed to Quality Design & Remodel. Interest begins to accrue during this 6-month promotional period at a 24.99% fixed APR beginning from the date the funds are first disbursed to Quality Design & Remodel, but all interest is waived if the principal loan amount is repaid in full before the end of the 6-month period. Any outstanding amount, including principal and accrued interest, not repaid in the promotional 6-month period, is subject to varying repayment terms thereafter of 60 to 180 months, depending on the initial principal loan amount approved.
Low Monthly Payments
The monthly payment option starts out at a low 7.49% APR interest rate so you can break your remodeling project up into manageable payments with absolutely no prepayment penalties.
No hard credit checks, no down payments, and loans are up to $150,000. Available with the full range of 7.49% to 11.99% APR.*
*7.49% to 11.99% fixed APR, based on creditworthiness, the length of the loan, and the loan amount. Lowest rate available only to the most creditworthy applicants; not all applicants will qualify for the lowest rate. Repayment terms vary from 60 to 180 months, depending on the loan amount. The first principal and interest payment will be due 45 days from the date the funds are first disbursed to Quality Design & Remodel. Payment example: Monthly payments for a $40,000 loan at 8.89% APR with a term of 10 years would result in 120 monthly payments of $504.32.
Do I Need Financing?
Financing your remodel gives you options, and having options is always a good thing. Whether you want to add to your current project quickly or want to spread out payments, Buildertrend Financing is right for you.
Even if you’ve thought to pay for your remodel in advance, setting up a reserve payment option can take the stress out of project planning. Let us help you fund the project of your dreams and plan for the unexpected.
How Secure is Buildertrend Financing?
Buildertrend Financing is very secure. Quality Design & Remodel has been partners with Buildertrend for many years. And Buildertrend is partnering with Nelnet Bank (a member of FDIC) to provide you with efficient and secure funding for your project.
Please reach out directly to Nelnet Bank’s support team that is dedicated to this program – 800-446-4190 or email HomeUpgrade@nelnetbank.com
Financing applied for and processed through the Buildertrend platform is provided by Nelnet Bank, Member FDIC (13907 South Minuteman Drive, Draper, UT 84020) without regard to age, race, color, religion, national origin, sex, gender, handicap, or familial status. Loans offered to qualified consumers for the purpose of personal, household, or family use only. All loans are subject to qualifying credit approval. Offers are subject to change and may be discontinued at any time. Minimum loan amounts apply. Available loan amounts range from $3,000 to $150,000. Checking your rate results in a soft credit pull, which will not affect your credit score. If you continue with your application, Nelnet Bank will request your permission to obtain your full credit report from one or more consumer reporting agencies. This is a hard credit pull and may affect your credit score.
